http://redboard.rogers.com/2010/iphone-4-launches-tomorrow-on-rogers/

Rogers will be bringing back the $30 for 6GB plan starting tomorrow for all smartphones including iPhone. Also expect to see 16GB for $159 and 32GB for $259.

Anyone who has signed up after January 1 2009 – June 8th 2010 can get said iPhones for $399-$499.
so, have a good long weekend and enjoy iphone 4

If you have an RSP that isn’t doing as well as you would like, ING Direct is offering an incentive if you jump over. If you do an RSP transfer of at least $5000 from another institution to ING Direct, you’ll be given a $50 bonus (or 1%). Information about the $50 bonus appears after you login here.

Before doing this, it would of course be prudent to have a look at ING Direct’s interest rates. You can find them here. To compare them with rates from other financial institutions, you can use the RedFlagDeals.com comparison chart for RSPs.

INTRODUCING THE PROFESSION OF CHARTERED ACCOUNTANCY

Deciding to become a Chartered Accountant means you have chosen the role of a trusted professional, known for technical excellence, integrity, objectivity and a commitment to the public interest.

To understand the skills, abilities, and proficiency level you must achieve to become a CA, refer to:

• The UFE Candidates’ Competency Map: Understanding the Professional Competencies Evaluated on the UFE.

HERE’S WHAT YOU NEED TO BECOME A CA STUDENT: 

• Education: You must have completed:
  • a university degree with specific business course credits
  • the professional program in your province or territory
• This level of education will provide you with the sound base of knowledge you will need to develop the skills and the values necessary to demonstrate competence. Check with your Provincial Institute/Ordre for course/program specifics.
• Experience: You must have work experience gained in a CA Training Office under the supervision of experienced CAs.  CA Training Offices include CA Firms, leading corporations and government organizations that have recognized CA Training Programs in place. This training is essential in helping you develop the skills, the attributes and the values of a competent CA.

  Applying to become a CA student: You can apply directly to these CA Training Offices or meet with their representatives when they recruit on your university campus. For more details contact your Provincial Institute/Ordre.

• Evaluation and Assessment are central to determining the competence of CA students. Consequently, you will be assessed continually throughout your development – in your university programs, in the professional education programs, and on the job. All CA candidates must sit the Uniform Evaluation (UFE). The UFE is the most important element in the continual process of developing, assessing, and judging the level of your knowledge, skills and professional values against those required by a CA. This three-day evaluation gives you the opportunity to demonstrate your professional competency by responding to simulated business challenges of the kinds likely to be faced by newly qualified CAs. 

Education, Experience, and Evaluation – these three elements ensure that, when you earn your CA designation, you will have acquired all the competencies that the marketplace demands from a Chartered Accountant.

The three professional designations for Canadian accountants are CA, CMA & CGA. Learning who regulates them and how they differ will help you choose one.

here are three types of recognized professional accountants in Canada. These are accountants with a designation who belong to a self-regulating professional body. The three designations are:

• Chartered accountant (CA)
• Certified general accountant (CGA)
• Certified management accountant (CMA)

Each is regulated by a different professional accounting body and requires a different combination of education and experience. No designation is better than another but each enables its members to perform different types of work and has its own rules of conduct.

Chartered Accountants (CAs) in Canada

The CA designation in Canada is regulated by the Canadian Institute of Chartered Accountants (CICA).Chartered Accountants require a combination or education, experience and evaluation. Education is a university degree with specific business course credits and the professional program for the province or territory. Work experience requires three years employment with a recognised CA Training Office and evaluation is through the three day Uniform Evaluation (UFE) which all candidates must pass to enter the profession.

Chartered Accountants in Canada work in four main areas of public practice, government industry and education. Around 40% of CAs work in public practice where they provide advice in areas like audits, business valuation, small business tax, personal financial planning and receivership. CAs are required in all levels of government and those in industry may be Treasurers or head of Finance or Controllers. Those in education teach future business leaders.

Certified General Accountants in Canada (CGAs)

The CGA designation is regulated by the Certified General Accountants Association of Canada, founded in 1908. Students in the CGA program need to obtain a bachelor’s degree first and certification as a CGA requires a mix of education, examinations and practical experience. A newly certified CGA requires 130 competencies over the areas of professionalism, leadership and professional knowledge.

Certified General Accountants in Canada work in industry, commerce, finance, government, public practice, the not-for-profit sector, and any other area that requires accounting and financial management skills. Their expertise ranges across finance, taxation, business strategy, auditing, management and business leadership and their clients range from major companies and government to entrepreneurs.

Certified Management Accountants in Canada (CMAs)

The CMA designation is regulated by CMA Canada which has a partnership structure consisting of the CMA provincial, regional and national jurisdictions working together. The CMA accreditation process requires a sound academic business education, which is tested through a rigorous national Entrance Examination. The next step is the Strategic Leadership Program (SLP) which is a leading-edge professional development program, and relevant practical experience.

Certified Management Accountants in Canada often work as financial and strategic management professionals and can be found in a wide range of business functions, including sales and marketing, information technology, human resources, finance, and operations. They have a holistic view of business with a strong market focus.

Canada NewsWire, TORONTO, July 26

TORONTO, July 26 /CNW/ – After launching an all-new roomier and more powerful Legacy to great acclaim in 2010, Subaru adds more choices for the 2011 model year with new features and options that let drivers create the Legacy that best suits their needs.

Named a Top Safety Pick by the Insurance Institute for Highway Safety (IIHS), Editor’s Choice in the Family Car category by World of Wheels Magazine and Best Midsize Car in the Automotive Leasing Guide Canadian Residual Value Awards, Subaru has further enhanced the Legacy for the new model year with:

• Folding side-view mirrors, now standard on every Legacy sold in Canada
• A new Convenience Package for the Legacy 2.5i, including a voice-activated Bluetooth(R) system for hands-free cell phone connectivity,10-way power driver’s seat, 16-inch aluminum alloy wheels, and a sporty stainless steel exhaust tip
• PZEV (Partial Zero Emission Vehicle) technology, available on the 2.5i Convenience Package with the Lineartronic(R) Continuously Variable Transmission
• The addition of front fog lights to the 2.5i Sport Package
• Simulated carbon-fibre interior trim, aluminum alloy sport pedals,front fog lights, and silver upholstery stitching added to the Legacy 2.5GT

Legacy continues to be offered in three exceptional trim levels: the 170-horsepower 2.5i, which can be fitted with either a 6-speed manual transmission (6MT) or optional Lineartronic(R) CVT (Continuously Variable Transmission) with paddle shift controls; the 265-horsepower turbo-charged 2.5GT with 6-speed manual transmission; and the 256-horsepower 6-cylinder 3.6R with 5-speed Electronic Direct Control Automatic Transmission with Manual Mode (5EAT), blipping control, and paddle shift controls.

Like all Subaru models, every Legacy is equipped with Symmetrical full-time All-Wheel Drive, an invaluable performance- and safety-enhancing system that sets Legacy apart among midsize sedans. All-wheel drive is rare in the midsize segment, and only Subaru makes it standard on every model it offers.

Besting Midsize Benchmarks

The long wheelbase and wide track put Legacy squarely in the midsize segment while retaining a taut, highly maneuverable package. Legacy offers more total passenger room (2.91 cubic metres or 103 cu. ft.) than many competitors with more hip, shoulder, and head room as well as a large trunk (.416 cubic metres or 14.7 cu. ft.). By itself, achieving a large trunk is significant, since the Legacy’s AWD layout requires packaging a rear differential and drive axles. In fact, Parents magazine cited Legacy’s “roomy back seat and a trunk that is perfect for stroller-toting moms and dads” as factors in its selection as a top family vehicle.

Confident, Agile Handling and Safety for any Road … or any Weather

All Legacy models are equipped with Vehicle Dynamics Control (VDC), which combines stability and traction control capability. Every Legacy is also equipped with a standard 4-wheel disc Anti-lock Brake System (ABS) with Electronic Brake-force Distribution (EBD) and the Brake Assist safety system.

Comfort and Convenience in All Models

Standard comfort and available amenities for the Legacy 2.5i include steering wheel audio control buttons, electronic parking brake, automatic headlights, and an overhead console with a holder for sunglasses. The driver-selectable Hill Holder System holds the vehicle in place on grades greater than 5 percent until the driver applies the throttle to pull away from a stop.

The turbo-charged 2.5GT offers performance enhancements such as twin steel-tipped exhaust pipes, Bridgestone Potenza RE050A Summer Performance tires on 18-inch 15-spoke alloy wheels, as well as amenities such as a power moonroof, leather seating surfaces, 4-way power front passenger seat, premium harman/kardon audio system, voice-activated navigation with rear-view camera, voice-activated Bluetooth, and leather-wrapped steering wheel and gear selector.

The extremely well-equipped Legacy 3.6R is uniquely fitted with P225/50 R17 Bridgestone Turanza all-season tires fitted to 10-spoke alloy wheels. For even more well-equipped performance, both the 2.5i and the 3.6R may be fitted with Sport and Limited option packages, and Limited models may be further enhanced with a Multimedia package.

Three Levels of Engine Performance

Legacy offers three levels of performance. The Legacy 2.5i is powered by a 170-horsepower 2.5-litre 4-cylinder Subaru Boxer engine with a standard 6-speed manual transmission. The Lineartronic CVT (continuously variable transmission) with Manual Mode is standard on the Convenience and Limited Packages and optional on the 2.5i and 2.5i Sport Package. Both transmissions help to improve acceleration, response and fuel economy. Legacy 2.5i models equipped with the CVT transmission offer an outstanding 9.1 L/100 km city/6.4 L/100 km highway rating.

The Legacy 2.5GT is powered by a 265-horsepower turbocharged/intercooled Subaru Boxer engine. This high-performance turbocharged engine is mated with a 6-speed manual transmission. Designed for the discerning enthusiast, the Legacy 2.5GT is equipped to challenge some of the best names in the sport sedan field.

The Legacy 3.6R offers a sophisticated blend of performance and comfort, powered by a 256-horsepower 3.6-litre 6-cylinder Subaru Boxer engine matched to a 5-speed electronic automatic transmission with Manual Mode and blipping control for smooth downshifts, and uses regular-grade fuel.

Subaru’s Continuously Variable Transmission (CVT)

Subaru has adopted a chain-type CVT, the world’s first longitudinally mounted CVT system for AWD production vehicles. Unlike a conventional automatic transmission, which uses fixed gear ratios, a CVT provides infinite variability between the lowest and highest available ratios with no discernable steps or shifts. The CVT continuously and smoothly adapts to performance demand, helping to keep the engine in its most efficient operating range for improved fuel economy and performance.

Because a CVT does not shift gears, the driver enjoys smoother performance in all driving situations. The selectable Manual Mode of the Lineartronic CVT uses six pre-selected ratios to allow the driver to “shift” manually using steering wheel paddle controls.

Symmetrical All-Wheel Drive – The Subaru Advantage

Subaru offers three different Symmetrical full-time All-Wheel Drive systems in the 2011 Legacy line – Continuous, Active Torque Split, and Variable Torque Distribution (VTD) – each tailored to the engine and type of transmission. In all Legacy models equipped with the 6-speed manual transmission, the Continuous AWD system uses a viscous-coupling locking centre differential to distribute power 50/50 front to rear. Slippage at either set of wheels will send more power to the opposite set.

Legacy 2.5i models equipped with the Lineartronic CVT use the Active Torque Split version of Symmetrical AWD. An electronically managed continuously variable transfer clutch actively controls power distribution in response to driving conditions.

Legacy 3.6R models exclusively feature advanced Variable Torque Distribution (VTD) All-Wheel Drive with a 5-speed automatic transmission. A planetary centre differential works with an electronically controlled continuously variable hydraulic transfer clutch to manage power distribution. The VTD system normally sends more power to the rear wheels to enhance handling agility, and it continuously adjusts power distribution in response to driving and road conditions.

The Subaru Safety Story

The Legacy, like all Subaru models, has consistently earned top scores in government and insurance industry crash tests. Subaru’s Advanced Ring-Shaped Frame Reinforcement safety structure, proven over a decade in all Subaru models, forms the foundation for crash protection and occupant safety. The 2011 Legacy features greater use of high-tensile steel to keep weight gain low despite the much larger interior package.

Legacy’s standard equipment includes front seat-mounted side impact air bags and side curtain air bags that offer head protection for front and rear occupants. Legacy models are also equipped with the Subaru Advanced Frontal Airbag System. This intelligent air bag system employs dual-stage-deployment driver and front passenger air bags. The passenger side front seat incorporates an occupant detection module that classifies the seat as empty or the occupant as an adult or infant/child to control the force of air bag deployment.

For more information on the 2011 models, including complete specifications, please go to www.subaru.ca.

Subaru Canada, Inc. is a wholly owned subsidiary of Fuji Heavy Industries Ltd. of Japan. Headquartered in Mississauga, Ontario, the company markets and distributes Subaru vehicles, parts and accessories through a network of over 85 authorized dealers across Canada.

I will not buy iPhone 4 anyway, but still nice to share this news that according to CBC News, besides the current $549 price tag for the unlocked iPhone 3GS 8GB at Apple, the 16GB variant of iPhone 4 will sell for $659 while the 32GB variant will be $779.
the price that form the big three, Rogers,Telus, Bell will be the same as iphone 3gs from last summer. 199 and 299 CAD

http://www.cbc.ca/technology/story/2010/07/26/apple-iphone-unlocked.html

Beacuse my car is infiniti j30 which is FR(Front engine, Rear drive). I just worry about the winter here, I always ask myself a question that could I have a safty winter? So I find some informations maybe could help me. however, I can not sure because I never tried. anyway, I post here, and maybe someone will be need. this one from here

Most luxury cars and high-performance sports cars are rear-wheel drive. In normal road conditions, rear-wheel drive vehicles have the benefits of better handling and feel, as the front wheels handle the steering and the rear wheels handle the propulsion. However, rear-wheel drive vehicles are notorious for poor traction in snow. Thus, require special handling in winter weather. Read on to learn more.

Step 1 Prepare your vehicle for winter conditions. Snow tires and chains may be appropriate for blizzard conditions; in fact, some areas require them.
Step 2 Slow your vehicle down. Whether you drive a rear-wheel muscle car or a hulking SUV, no safety system is going to keep a sliding car from leaving the road or striking another object.
Step 3 Drive defensively. Increase the distance between you and the car in front of you by allowing four car lengths for every 10 mph you drive. Approach intersections carefully, watching for cars unable to stop for their red lights.
Step 4 Approach corners slowly to make sure you can make the turn safely. Brake smoothly as you enter the corner, allowing all four wheels to maintain their grip on the road. Rapid braking followed by over-correcting in the corner causes spinning wheels.
Step 5 Practice steering, braking and accelerating your vehicle gently. The way you manipulate your rear-wheel drive’s controls in normal weather conditions is too jerky for snow-covered roads.
Step 6 Know where the bulk of your vehicle’s weight resides. The greatest traction occurs when the powered wheels carry the bulk of the vehicle’s weight. Rear-wheel drive cars tend to lose traction and skid in slippery conditions, and benefit from traction control systems.
Step 7 Consider taking a driving course to practice controlled skids. Most people’s instincts cause them to brake and steer away from the skid. You must steer into the skid and accelerate gently to regain control of the rear-wheel drive vehicle. This feels unnatural and demands practice under controlled conditions.

After a while you have to start wondering if you’re with auto Insurance premiums will ever reduce it, and stop increasing. I know we all just sit and wait year after year hoping it will just happen. I don’t think we can take for granted that just because we are good drivers that it will happen automatically. We have to take the initiative and start the process of reducing premiums ourselves. However, this may not happen as quickly as you would hope for if you live in a major city like New York City or Philadelphia.

First, always compare the cheap insurance rate you think you have. Just because you currently have a policy in place that doesn’t mean that you have to stay wit that policy. There are no repercussions to changing policies to get a better rate that can save you money. Insurance carriers are just as eager to have your business. The only stipulation is that you must make a change while your current policy is still in effect.

Second, the renewal discount is probably the most common of the rate reduction that people wait for with auto insurance premiums. This can obviously differ from state to state. You can always compare auto insurance rates whenever you feel the need. By comparing insurance companies you can guarantee yourself that your rate is in line with other is your area. It is common for auto insurance companies to offer a discount for renewing your policy after 12 months. This greatly depends on your driving history within that time frame and the amount, if any, moving violations or citations.

Third, for example, with New York City Auto Insurance or Philadelphia Auto Insurance companies, if you do keep a good driving record within that time frame this kind of discount is given automatically to the insured and requires no action on their behalf. The renewal price reduction can vary from city to city. If you so happen to live in Philadelphia or New York City obviously you’re going to remain at a higher rate than that of someone living in the suburbs of those cities.

This is in part of the high risk of accidents from many people on the roads. If you’ve ever wondered just what exactly is a common number to expect if you have the privilege of receiving a rate reduction? The amount is usually in the range of 5 percent which could vary.

This may not seem much right now but as time goes by and your well into several years of paying a high premium it can be among a few others which can quickly add up to make a difference. You may not be aware of this widely expected discount from young drivers; this is typically not expected until they arrive at the age of 25. This may not always be something to look forward to since not all insurers offer this discount.

That is why it so vital to always take the liberty of shopping around to compare rates and services from auto Insurance companies to get yourself a cheaper rate. It can be possible you just have to take the initiative and start the process yourself. It is said that most insurance companies base their rates on your driving record not your age as much. If this is true then work hard at making sure your squeaky clean driving record stays that way to keep your rates low. Always shop around and compare rates no mater where you live.

CNAUSNZ 2011.10 maps.

File contains unlocked gmapsupp.img and JCV file for junction view

http://hotfile.com/dl/50164183/7d1444d/CNAUNZ_2011_10.rar.html

thanks gpsundergroung barrg0

Here are 50 Garmin XT Vehicles for you

copy files to /Garmin/Vehicle folder

http://hotfile.com/dl/56554684/11107ca/Garmin_Vehicle.rar.html