The three professional designations for Canadian accountants are CA, CMA & CGA. Learning who regulates them and how they differ will help you choose one.

here are three types of recognized professional accountants in Canada. These are accountants with a designation who belong to a self-regulating professional body. The three designations are:

• Chartered accountant (CA)
• Certified general accountant (CGA)
• Certified management accountant (CMA)

Each is regulated by a different professional accounting body and requires a different combination of education and experience. No designation is better than another but each enables its members to perform different types of work and has its own rules of conduct.

Chartered Accountants (CAs) in Canada

The CA designation in Canada is regulated by the Canadian Institute of Chartered Accountants (CICA).Chartered Accountants require a combination or education, experience and evaluation. Education is a university degree with specific business course credits and the professional program for the province or territory. Work experience requires three years employment with a recognised CA Training Office and evaluation is through the three day Uniform Evaluation (UFE) which all candidates must pass to enter the profession.

Chartered Accountants in Canada work in four main areas of public practice, government industry and education. Around 40% of CAs work in public practice where they provide advice in areas like audits, business valuation, small business tax, personal financial planning and receivership. CAs are required in all levels of government and those in industry may be Treasurers or head of Finance or Controllers. Those in education teach future business leaders.

Certified General Accountants in Canada (CGAs)

The CGA designation is regulated by the Certified General Accountants Association of Canada, founded in 1908. Students in the CGA program need to obtain a bachelor’s degree first and certification as a CGA requires a mix of education, examinations and practical experience. A newly certified CGA requires 130 competencies over the areas of professionalism, leadership and professional knowledge.

Certified General Accountants in Canada work in industry, commerce, finance, government, public practice, the not-for-profit sector, and any other area that requires accounting and financial management skills. Their expertise ranges across finance, taxation, business strategy, auditing, management and business leadership and their clients range from major companies and government to entrepreneurs.

Certified Management Accountants in Canada (CMAs)

The CMA designation is regulated by CMA Canada which has a partnership structure consisting of the CMA provincial, regional and national jurisdictions working together. The CMA accreditation process requires a sound academic business education, which is tested through a rigorous national Entrance Examination. The next step is the Strategic Leadership Program (SLP) which is a leading-edge professional development program, and relevant practical experience.

Certified Management Accountants in Canada often work as financial and strategic management professionals and can be found in a wide range of business functions, including sales and marketing, information technology, human resources, finance, and operations. They have a holistic view of business with a strong market focus.

I will not buy iPhone 4 anyway, but still nice to share this news that according to CBC News, besides the current $549 price tag for the unlocked iPhone 3GS 8GB at Apple, the 16GB variant of iPhone 4 will sell for $659 while the 32GB variant will be $779.
the price that form the big three, Rogers,Telus, Bell will be the same as iphone 3gs from last summer. 199 and 299 CAD

http://www.cbc.ca/technology/story/2010/07/26/apple-iphone-unlocked.html

/CNW/ – Subaru Canada, Inc. (SCI) is pleased to announce pricing for the 2011 range of award-winning Outback models. Buyers will undoubtedly be pleased that pricing for the entry-level Outback – even with enhanced equipment – will carry over from the previous model year.

For the new model year, Subaru introduces a new Convenience Package thats standard on the Outback 2.5i and includes folding exterior mirrors and voice-activated Blueconnect Bluetooth(R) system for handsfree cell phone connectivity. In addition Subaru has added a new front bumper under-guard to the Outback 2.5i Sport Package.

Prices for the 2011 Outback lineup include the following:

Outback 2.5i Convenience (6-speed manual transmission) $28,995

Outback 2.5i Convenience (CVT) $30,195

Outback PZEV (CVT) $30,895

Outback 2.5i Sport Package (6-speed manual transmission) $31,795

Outback 3.6R (5-speed automatic with Manual Mode) $35,695

For a complete list of models, options, and pricing, please go to www.subaru.ca.

FYI:http://business2press.com/2010/06/05/walmart-to-offer-banking-services-june-15-in-canada/
By Peggy
Published: June 5 2010, 10:46 am EST

wal mart Walmart to offer banking services June 15 in CanadaThe world’s largest retailer, Walmart, has announced it would launch a bank in Canada on June 15 after the U.S.-based retail giant received regulatory approval in Canada.

Walmart firstly applied with the Office of the Superintendent of Financial Institutions (OSFI), among other regulatory bodies, to offer financial services including interest-earning deposits in Canada almost two years ago.

Walmart’s business model has always been to offer lower prices compared to its competitors by moving more volume.

The company continues to experience strong earnings, with the North American economic downturn only helping to fuel revenue as more people flocked to Walmart stores to save money.

The Canadian banking sector has an oligopoly market structure as six top banks, including the Royal Bank of Canada, CIBC, TD, and Scotia Bank, among the others, essentially dictate deposit rates as they collude naturally to maximize earnings.

Additionally, banking fees remain high in the country. Only recently, other banks, such as ING and Alley Bank have opened operations in the country offering consumers marginally better rates, but the same can’t be said about their service since they do not operate mortar establishments and offer services only through the Internet.

With Walmart’s reputation for lower retail prices and as a record number of people drove to Walmart stores, it is clear the company will adapt its high volume low cost business model to the banking sector. The fact that the Canadian banking sector is an oligopoly will only help Walmart since there is far less competition compared to the United States were there are thousands of deposit taking financial intermediaries throughout the country.

Walmart’s entrance into the Canadian banking sector will at least put downward pressure on prices, mainly on banking fees, but the company would likely remain confined from pushing rates too high from regulatory policies.

Walmart already offers some financial services, including money transfer services, but will not be able to offer financial products and become a deposit taking institution.

As at June 5, the company employed 82,000 people in Canada with 300 stores across the country.

The company declined to disclose additional information preceding the June 15 launch date.

Walmart recently abandoned its quest to get banking privileges in the United States post strong lobbying and pressure from the banking sector in the country.

The company could later make a stronger attempt in the future.

TORONTO, May 11 /PRNewswire/ —

* International Fleet Sales to provide distribution services
* Potential of 20 retail dealers to support network
* All-new 2011 model year vehicles to land in dealership showrooms in the fall of 2010

Saab Cars North America (SCNA) and International Fleet Sales (IFS) announced today the return of Saab to the Canadian marketplace. SCNA and IFS are developing the process necessary to import and distribute new Saab vehicles throughout Canada beginning with 2011 model year vehicles. Approximately 20 dealers have already expressed interest in the opportunity to sell the luxury brand.

“Saab Cars North America is proud to have successfully reached a memorandum of understanding with International Fleet Sales to begin providing high-quality, stylish and trendy Saab vehicles into the Canadian marketplace,” said Mike Colleran, President and COO, Saab Cars North America.

“International Fleet Sales has experience distributing Saabs since 2005 when we exported the Saab 9-7X to Europe and the Middle East and now we look forward to working with SCNA to provide Saab vehicles to the Canadian marketplace,” said Mike Libasci, President of IFS. “We also look forward to receiving new product from Sweden in the fall of this year.”

An exciting line-up of Saab vehicles will arrive later this fall in dealer showrooms throughout Canada. The vehicles will maintain their rich Swedish heritage and premium engineering, styling and performance capabilities. An all-new Saab 9-3X premium cross-over has been added to the Saab line-up ? the 9-3 sport sedan, 9-3 sportCombi and the 9-3 convertible as well as the all-new 9-5 sedan. Vehicle pricing will be released in the coming months. Once the Saab dealer infrastructure is finalized, warranty work will be fulfilled through this network.

For further information on Saab in Canada, please refer to saab.ca or to locate a GM dealer authorized to service your current Saab vehicle, please visit www.owners.gm.ca until the Saab dealer network is finalized this fall.

About Saab

Saab entered the auto business in 1949 with the first model 92. Its aerodynamic shape and advanced technology drew from the company’s roots as an aircraft maker, and helped create what was to become a loyal and passionate customer base. Spyker Cars NV purchased Saab Automobile AB from General Motors on February 23, 2010.

SOURCE Saab Cars North America

Canada travel tips are basically meant to inform travelers about various necessities which they have to have before entering the country. The following are some Canada travel info:

Registration

Travelers should register to the State Department so that they receive assistance in the situation of requirement. Free online registration facility is being made available by the government wherein travelers can register their travel plan. The registration helps as when the traveler is at some emergency, the government contacts with the family members.

Possess Valid Visa and passport

A valid passport and Visa has necessarily to be carried along so that in case of any inquiry the same can be furnished. Additionally, there should be proper information about who to contact in any emergency.

Family should know about tour plan

Travelers are advised to have briefed their family members about the travel so that they are able to contact for any purpose.

Checking overseas medical insurance coverage

Travelers should check whether their medical insurance has cover to their overseas ailments or not. If there is no medical insurance for overseas country, please make it sure that you have some kind of medical insurance to cover during your outside stays.

Know law of the land

Travelers are expected to be law abiding citizen and comply with the local laws. In order to be a decent traveler, one should familiarize himself with local conditions and laws.

Avoid being a target of crime

It is better to avoid target of crime. Though Canada is an advanced country and has low crime rate, travelers are expected to wear minimum jewelries. Travelers should not leave their baggage unattended in public place.

Language

English is an official language in Canada. However, French is spoken widely.

Smoking

Canada is cautious about the harmful effects of smoking. Some states in Canada such as British Columbia ban smoking at public places.

Measures

Officially, Canada uses the metric system wherein distance is measured in kilometers, speed signs are in kilometers per hour. Petrol/gas is sold by the litter and temperature is measured on the Celsius scale.

Taxes in Canada

The country has a regime of taxes imposed on travelers. In Canada the Goods and Services Tax (GST) of 7% applies throughout the country and is added to most purchases and services. However, basic groceries have been exempted from it. In British Columbia, a Provincial Sales Tax (PST) of about 7% applies to retail merchandise and services with certain exceptions – such as food, books, children’s clothing, restaurant foods and personal services. Canada taxes hotel rooms too at the tax rate of 8-10%.

Tipping

As always, tipping is a personal subject matter and can be paid at restaurants, bars and pubs, taxis and hairdressers, etc. Travelers should remember that it should not exceed to 15% of the total cost.

Alcohol

Drinking alcohol in public is prohibited by law in Canada. A person must be 19 years of age to consume or purchase alcohol in the province of British Columbia. However, the minimum age varies from province to province.

I just help my friend to buy a apple macbook pro, and we willing to save some bucks. you know apple’s produced is not cheap.

http://canadaedu.apple.com/routing/index.php?lang=eng

you need choose your localtion and yout collage. however we save 100 CAD

Finally, it is here, the N1 now ships to Canada and works on Rogers/Bell/Telus 3G network.

US$529.00 + US$27.16(GTA shipping) + Other(?) do any one konw? like broker fee? (CAD: US almost 1:1, I think now is a good time!)

BTW Two versions of the device are currently offered. Both versions support four GSM radio frequencies (850/900/1800/1900), but the supported 3G/UMTS bands will differ depending on the version selected. When ordering, you’ll be able to select either of the following devices:

* 3G coverage on networks that use the 850 MHz, 1900 MHz, and 2100 MHz frequency bands (recommended for use on AT&T in the US and Rogers Wireless in Canada)
* 3G coverage on networks that use the 900 MHz, AWS, and 2100 MHz frequency bands (recommended for use on T-Mobile in the US)

http://www.google.com/phone

http://www.boygeniusreport.com/2010/…ogers-support/

Now ships to: Canada, Hong Kong, Puerto Rico, Singapore, United Kingdom and the United States
**Ships to Canada using DHL

en, its good for your iPhone, and I should say I copy from Weiphone.com and for sure they r copy fomr another. if anyone know where those link from, plz tell me. thx

Navigon-1.3 Canada

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Navigon-1.3 N.A./USA and Canada

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TomTom-1.1 N.A./USA and Canada

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http://www.sendspace.com/file/vhu470

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It download via .Torrent, you may need Torrent softwave

Meta:
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5C 26 6D 40 51 AB A0 55 37 CD 8A 59 75 F0 8E 8D USA_and_Canada-81.meta

download link

Other link

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